March-April 2024

Alliance for Lifetime Income

The Keys to Living “Your Best Financial Life”

Mind Matters: Navigating Mindset Shifts in Retirement

The Election and What it Means for Your Money

Heading Back to Campus to Live the Next Chapter in Life

American Action Forum

50th Anniversary of ERISA

Why ERISA is Worth Protecting

American Council of Life Insurers

Progressing Incrementally

Preparing for the Retirement Wave

Safeguarded for Life

2024: The Year of Loud Budgeting

American Enterprise Institute

Homelessness and the Persistence of Deprivation: Income, Employment, and Safter Net Participation

American Retirement Association 

ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

ARA Submits Comments on Notice 2024-02 Asking the IRS to Clarify Several Key SECURE 2.0 Provisions (SECURE 2.0 Grab Bag)

America Saves

America Saves Week #ASW2024

Aspen Institute’s Financial Security Program 

Rainy Days Don’t Retire: Older Adults, Financial Shocks, and the Promise of Emergency Savings Tools

Insurance Against Financial Shocks: The Next Frontier of Financial Inclusion

A Gathering Storm: Why The Growth in Climate Hazards Matters for Household Financial Security

“Find People Where They Are”: Four Experts on the Value of Person-Centered Practices in Benefits Design and Delivery

Highlighting Innovative Actions to Improve Public Benefits Delivery

Association for Financial Counseling and Planning Education 

Podcast: Purpose, Passion, and the Power of Pivoting with Lissa Prudencio

Podcast: Leading with Values and Stories with Sara Lohse

Podcast: Shake Off Financial Stress: Real-Life Money Smarts with Amanda Christensen

ATHENE

Financing The New Income Timeline

Bipartisan Policy Center 

The Case for Getting Politics Out of Retirement Investing

Testimony: Reforming the Social Security Windfall Elimination Provision and Government Pension Offset, while Maintaining the Original Intent of a Level Playing Field

Black Economic Alliance

Black Economic Alliance Calls for Senators to Negotiate in Good Faith and Act on Child Tax Credit Reforms After Recess

Black Economic Alliance Applauds Introduction of House and Senate Resolutions Outlining Tenets of a Black Wealth Agenda

BlackRock 

Larry Fink’s 2024 Annual Chairman’s Letter to Investors: Time to Rethink Retirement

Brookings Institution 

How Immigration Reforms Could Bolster Social Security and Medicare Solvency and Address Direct Care Workforce Issues

Long-term Solutions for College Affordability Require Congressional and State Action

Center for Retirement Research at Boston College 

How Will Employer Health Insurance Affect Wages and Social Security?

Small Business Retirement Plans: How Firms Perceive Benefits & Costs

Lack of Broadband Impedes Native American Access to Aid

Increase the Retirement Age, but Only for Those Who Can Work Longer

Center on Budget and Policy Priorities 

SSA Budget Will Worsen Customer Service Crisis, But Investment in 2025 Could Fund Turnaround

Charles Schwab

Love and Money: Navigating Your Finances Together

In Your 20s: Should You Consider Investing?

5 Financial Home Remodeling Mistakes to Avoid

Kids & Money: Making It Real in a Digital World

Can I Afford to be a Pet Owner?

Chime

How Much Money Do I Need to Retire?

Committee for a Responsible Federal Budget 

New Interactive Tool: Build Your Own Tax Extensions

Student Debt Cancellation Resources Page

Commonwealth 

Employee Perspectives on SECURE 2.0 Emergency Expense Provisions

How Best Buy Enabled a $1.5 Million Increase in Employee Emergency Savings

Exploring the Stages of the New Investor Journey: Actionable Insights for Industry Stakeholders

Generative AI and Emerging Technology: Actionable Insights for Financial Service Providers

Opportunities to Build Social Support for New Investors: More Insights from a National Pilot Project

Consumer Federation of America 

An Unfulfilled Promise: Affordable Housing and the Federal Home Loan Bank System

Why Commision Uncoupling Will Help First-Time Home Buyers as Well as All Other Buyers and All Sellers

Exposed: A Report on 1.6 Trillion Dollars of Uninsured American Homes

High-Cost Small Company 401(k) Plans Can Cost Retirement Savers Hundreds of Thousands of Dollars Over Their Careers

Consumer Financial Protection Bureau 

Credit Card Interest Rate Margins at All-Time High

Unlawful Fees in the Mortgage Market

Junk Fees are Driving up Housing Costs. The CFPB Wants to Hear from You.

DailyPay 

How Earned Wage Access Can Increase Employee Motivation

How Earned Wage Access Provides Relief in the Era of High-Interest Loans

How Overdraft Fees Affect Your Employees

Why Earned Wage Access Trumps Paycheck Advances

Enabling Financial Wellness and Killing Off the Payday Loan Industry

Earn to Learn

Earn to Learn Recognized for Pioneering Affordable Alternatives to Higher Education

AZ Capitol Times: College-match savings program prevents, minimizes student debt

Economic Innovation Group 

A Scarcity of Cross-Class Friendships Hinders Opportunities in Distressed Communities

Work, Retire, Repeat: An Author Q&A with Teresa Ghilarducci

Economic Policy Institute 

Unbalanced Labor Market Power is What Makes TechnologyIncluding AIThreatening to Workers

A Record-Breaking Recovery for Black and Hispanic Workers

Fastest Wage Growth Over the Last Four Years Among Historically Disadvantaged Groups

Gender Wage Gap Persists in 2023

Employee Benefit Research Institute

Online Survey Considerations for Inclusion

Financial Wellbeing and Implications of Rising Health Care Costs

The Importance of English Proficiency in Financial Wellbeing'

SECURE 2.0 Act: Catch-up Contributions

New Research Finds That 21.9 Million Americans Could Qualify for SECURE 2.0 Saver’s Match

Sizing the Market for the Saver’s Match

ERISA Industry Committee

ERIC Applauds Biden Administration Action to Provide Tax Relief to Family Caregivers

ERIC Recommends Simplifying Labor Department Proposal Implementing SECURE 2.0’s Automatic Portability Rules

The ERISA Industry Committee Files Amicus Defending ERISA Fiduciaries at Yale University

Federal Deposit Insurance Corporation

FDIC Podcast: Success in Community Banking

Federal Housing Finance Agency

Working Paper 24-03: The Lock-In Effect of Rising Mortgage Rates

Federal Reserve Board

Beige Book

Federal Trade Commission

FTC Announces Special Open Commission Meeting on Rule to Ban Noncompetes

FINRA Investor Education Foundation

Exploring the Stages of the New Investor Journey: Actionable Insights for Industry Stakeholders

The Global Financial Literacy Excellence Center at Stanford

The 2024 TIAA Institute-GFLEC Personal Finance Index

Guideline 

Home Policy Changes are Making Offering a 401(k) More Affordable Than Ever

Report: Are Employers Undervaluing 401(k) Plans?

401(k) Loans: An Essential Guide for Employers and Plan Sponsors

401(k) vs. IRAs: What’s the Difference and Which is Better for Saving for Retirement?

401(k) Tax Essentials: What Savers Need to Know

Intuit

Intuit Survey: U.S. High School Students Want Financial Education at School

Building financial confidence for today’s generation

Invesco

Final Four Financial Literacy Tips

Milliman 

Global Life and Health Insurance Mergers and Acquisitions

National Council on Aging

How to Boost Your Budget with Money-Saving Benefits: A Guide for Older Adults

Where Can I Use SNAP Benefits?

What Women Say: Women and Their Lifelong Security

National Disability Institute 

Empowering Your Financial Future

National Endowment for Financial Education

Rations and Commodities: Mass Genocide through Generational Limited and Processed Food Access

National Institute on Retirement Security 

Retirement Insecurity 2024: Americans’ Views of Retirement

83 Percent of Americans Believe All Workers Should Have a Pension

Americans Face Alarming Retirement Savings Shortfall, According to National Institute on Retirement Security Testimony Before U.S. Senate Committee

Pockets Change

Hip Hop Finfest Vol. 3

Progressive Policy Institute 

How Online Education Can Open Doors for Rural Students

How Postsecondary Online Education is Empowering Today’s Students

Prosperity Now 

This Fair Housing Month, We Demand Housing Justice

A Bright Future for Baby Bonds

Financial Empowerment for the Underserved: An Interview with Adrian Gomez of United Way of Pueblo County, Bank On Pueblo County 

Building Power in Black Communities Starts with Investments in Black Communities

Tracing the Evolution of Racial Wealth Inequality and Economic Mobility in America

Prudential 

How to Re-Enter the Workforce After a Long Absence

Taking Care of (Small) Business: 7 Retirement Plans to Consider

5 Vital Steps to take 5 Years Before You Retire

Your Retirement Guide: Where to Begin at Any Age

How to Manage Finances After a Spouse Dies

SaverLife

How to Protect Your Health & Finances When You Work in Extreme Weather

Guide: Protecting Your Finances from Climate Change

4 Tips for Renters Recovering from Natural Disasters

SecureSave 

Quantifying the ROI of Workplace Emergency Savings Programs for Employers

Navigating the Tax Landscape: The Tax Implications of Emergency Savings Accounts

Unpacking SECURE 2.0: The Evolution and Future of Emergency Savings Account Provisions

The Rise of Out-Of-Plan ESAs: Unveiling the Dominant Future of Emergency Savings

The Evolution of Emergency Savings Accounts

Improving Retirement Readiness: The Strategic Role of Emergency Savings Accounts

Small Business Majority

Opinion Poll: Small Business Support Policy Solutions to Address Our Nation’s Childcare Challenges

Social Security Administration 

Social Security Eliminates Overpayment Burden for Social Security Beneficiaries – Automatic Overpayment Recovery Rate Reduced to 10 Percent

Why It’s Important To Tell Us About Your Financial Accounts

Social Security Announces Four Key Updates to Address Improper Payments

SoFi 

How to Save for Retirement

What Are I Bonds? 9 Things to Know Before Investing

Mompreneurs: Generational Wealth and Real-Time Struggles

Alternatives to Banks and Traditional Savings Accounts

TIAA 

Retirement, Social Security Deferral, and Life Annuity Demand

The Pew Charitable Trusts

Four Plan Features Can Boost ‘Retirement Readiness’

Federal Saver’s Match Could Benefit Millions of Low- to Moderate-Income Americans

How to Ensure Transparency in Public Employee Pension Fund Governance

Third Way

Third Way’s Statement on House Passage of A Stronger Workforce for America Act

Uncared for and on the Edge: The Economic Reality of Non-College Women

UnidosUS

UnidosUS Comments in Support of the CFPB’s Proposal to Lower Overdraft Fees

UnidosUS Comments to U.S. Treasury Request for Information on Financial Inclusion

Vestwell 

Vestwell Savings Report: Embracing Personalized Financial Wellness Solutions in the Workplace

SECURE 2.0 for Employers: A Guide to the Retirement Plan Auto-Enrollment Requirement

Beyond the Books: Leveraging Technology for Financial Empowerment

What’s the Difference Between Pre-Tax and Roth 401(k) Contributions?

Women’s Institute for a Secure Retirement

10 Big Retirement Obstacles You Can Overcome