Latest Work

August 20, 2024

By Lettie Nocera, Emerson Sprick, Brian Gilmore

Workplace Emergency Savings Policy: Where We Are and What Comes Next

The passage of two emergency savings provisions as part of the SECURE 2.0 Act of 2022 underscores Congress’s clear recognition of emergency savings’ critical role in enhancing retirement security and overall financial well-being. As of January 1, 2024, these provisions—optional for plan sponsors—are now in full effect and are beginning to impact savers and the financial services industry…

June 03, 2024

By Caroline Osborn, Emerson Sprick

New Survey: Retirement Expectations Don’t Match Reality

Survey after survey show that Americans feel poorly prepared for retirement. A new national poll from Public First, commissioned by BPC’s American Savings Education Council (ASEC), sheds new light on a potential cause of that uncertainty: a striking mismatch between the income sources workers expect to rely on in retirement and the sources of income current retirees report…..